Little Silver Housing Market Report | September 2026
Skove Real Estate Team • eXp Realty • Red Bank, NJ • NJShoreRealtors.com
Little Silver Single-Family Home Market Report
Archive Edition: This is the September 2026 archive of our Little Silver single-family market report. For the most current data, see our live Little Silver Market Report.
Little Silver's single-family home market in September 2026 is a seller's market with the strongest appreciation in our coverage area. The median estimated home value stands at $1,364,550, up 15.66% year-over-year — roughly three times the county's 5.08% pace. Seven homes closed, the busiest month of the past year, at an average of 102.97% of list price in a median of 18 days. Months of supply is 2.4, still under the 3-month balanced-market line, though up 37.1% from a year ago. The median sold price was $949,000, but two of September's seven sales topped $2 million — a reminder that in a town this small, the median depends heavily on which homes happen to close.
Data source: Realtors Property Resource (RPR), September 30, 2026 (estimated values as of October 31, 2026). Single-Family Residence only, Little Silver, NJ.
Why Single-Family Data Tells a Different Story
Little Silver is overwhelmingly a single-family town, so its numbers look nothing like the Monmouth County figures, which pool 53 municipalities and every property type. Think of it like a batting average: the county figure puts every town in the lineup. Little Silver's median estimated home value of $1,364,550 is more than 50% above the county's $873,240, and its values rose three times as fast over the past year. If you own or are buying here, county-level headlines will understate your market.
Key Market Statistics — September 2026 (Single-Family Residence)
| Metric | September 2026 | August 2026 | Month-over-Month |
|---|---|---|---|
| Median Sold Price (SFR)* | $949,000 | $919,000 | ↑ 3.26% |
| Median Estimated Home Value† | $1,364,550 | $1,393,080 | ↓ 2.05% |
| Median Active List Price | $1,524,000 | $1,895,000 | ↓ 19.58% |
| Median New-Listing Price | $1,524,000 | ~$1,612,700 | ↓ 5.5% |
| Median Days on Market (Sold)* | 18 days | 14 days | ↑ 28.6% (slower) |
| List-to-Sale Price Ratio* | 102.97% | ~99.5% | ↑ 3.5% |
| Months of Supply | 2.4 months | ~2.25 months | ↑ 6.7% (still a seller's market) |
| Active SFR Listings | 12 | 9 | ↑ 33.3% |
| Closed Sales (September 2026) | 7 | 3 | ↑ 133.3% |
| New Listings (September 2026) | 10 | 6 | ↑ 66.7% |
| New Pending Contracts (September 2026) | 6 | 5 | ↑ 20% |
| Pending Listings (end of month) | 8 | 9 | ↓ 11.1% |
| Median List Price — Pending | $1,487,000 | ~$1,035,000 | ↑ 43.7% |
| Median $/sqft — New / Active / Pending | $640 / $621 / $659 | ~$640 / ~$509 / ~$550 | No change / ↑ 22% / ↑ 19.8% |
| 12-Month Value Change | +15.66% • $1,179,780 → $1,364,550 • +$184,770 | ||
| 36-Month Value Change | +35.64% • $1,006,000 → $1,364,550 • +$358,550 | ||
*Based on 7 closings in September and 3 in August; see the note below. †RPR's valuation model updates on a different cycle than its sales data; estimated value reflects October 31, 2026 vs. September 30. Figures marked ~ are August baselines back-calculated from RPR's own reported month-over-month change. RPR's September report did not publish an aggregate closed $/sqft figure; it shows new, active, and pending $/sqft instead. Source: Realtors Property Resource (RPR). Estimated values are model-generated, not formal appraisals.
Reading a 7-Sale Month: Little Silver is a small borough, and it typically closes three to seven single-family homes a month. The six September sales in our sample ranged from $780,000 to $2,220,000 — so the $949,000 median sold price sits in the middle of a very wide spread, and August's figures rest on just three sales. The median sold price is also down 45.3% from a year ago, which says far more about last September's luxury-heavy mix than about values. For the real trend, use the estimated home value: up 15.66% in a year and 35.64% in three years.
Market Analysis — What the Numbers Mean
For single-family sellers:
Little Silver values have had a remarkable year: the median estimated value is up $184,770 in 12 months. Buyers are paying for it, too — September's sales averaged nearly 3% over list after August's three sales averaged just under. But the recent closings show how much pricing still matters, and two homes on the same street make the point. 457 Branch Ave sold in 7 days at 11.4% over asking; 555 Branch Ave, a few doors away, took 41 days and sold 2.38% under. Across the 10 most recent closings, every home that sold within two weeks went at or above list, while every home that took more than 40 days sold below — including 52 Silverwhite Rd, which sat 65 days and closed 9.12% under. Think of the first two weeks like the opening bell: that's when the buyers who've been waiting all show up at once.
For single-family buyers:
Expect competition on well-priced homes, especially under about $1 million, where 100 Little Silver Pkwy and 457 Branch Ave both went over asking within two weeks. Your opportunities are in listings that have passed the one-month mark. Supply is loosening slightly — 12 homes for sale, up from 9, and months of supply up 37.1% from a year ago — and the four slowest-selling homes in the recent sample all closed under list. If a home has sat for 40 days, opening below asking is a reasonable place to start.
The PSA perspective on the price mix:
The median list price of active homes fell 19.6% in September, from $1,895,000 to $1,524,000. That isn't sellers cutting prices across the board — it's what happens when several high-end homes sell and leave the inventory, and newer, more moderately priced listings take their place. Meanwhile, the homes now under contract carry a median list price of $1,487,000, up 43.7%, so October's closings should skew higher than September's $949,000 median. One caution: the estimated home value dipped 2.05% in October after a strong summer run. One month doesn't make a trend, but after a 15% year, it's worth watching whether values level off.
Mansion Tax Note: For transactions at or above $1,000,001, New Jersey's Mansion Tax (now the "Graduated Percent Fee," P.L. 2025, c. 69, effective July 10, 2025) is paid by the seller at a graduated rate: 1% from $1M–$2M, 2% from $2M–$2.5M, 2.5% from $2.5M–$3M, 3% from $3M–$3.5M, and 3.5% above $3.5M — applied to the full purchase price, not just the amount above each threshold. With a $1.36 million median, this now applies to most Little Silver sales. Seven of the 10 most recent closings crossed $1 million, and three crossed $2 million. 94 N Mitchell Pl closed at $2,599,000, in the 2.5% bracket, for about $64,975 — at $2,500,000 it would have owed $50,000, so the last $99,000 of sale price cost nearly $15,000 in extra tax. 573 Prospect Ave at $2,220,000 owes about $44,400, and 27 Circle Ln at $1,375,000 about $13,750. Factor this into your net proceeds calculation before listing, not after an offer arrives.
3-Year Price Trend — Single-Family Residence
Little Silver SFR median values at multiple time horizons — Source: RPR, 9/30/2026 (estimated value 10/31/2026)
| Metric | Current (Sep 2026) | 12 Months Ago | Change | 36 Months Ago | Change |
|---|---|---|---|---|---|
| Median Est. Home Value | $1,364,550 | $1,179,780 | +15.66% | $1,006,000 | +35.64% |
| Median Sold Price* | $949,000 | $1,735,000 | −45.3% | $950,000 | −0.11% |
| Median Sold Price (24-month)* | $949,000 | $1,055,000 | −10.05% | — | — |
Source: Realtors Property Resource (RPR) Market Snapshot, 9/30/2026 (estimated value updated 10/31/2026). *Little Silver single-month sold medians rest on 1–7 closings and swing with the mix of homes sold; the sold-price comparisons here should not be read as value changes. The estimated-value trend is the reliable read on appreciation. Estimated values are model-generated, not formal appraisals. Median List Price's 24- and 36-month figures are omitted — RPR's own data shows list price up 118.03% over 36 months from a flat ~$699,000 baseline, consistent with a change in RPR's list-price data source in mid-2024 rather than a real market shift.
Monthly Sales Activity — Single-Family (Last 11 Months)
Active listing inventory vs. closed sales volume, Little Silver SFR. Source: RPR MLS data, 9/30/2026.
| Month | Active Listings | Closed Sales | Month | Active Listings | Closed Sales |
|---|---|---|---|---|---|
| Nov 2025 | 9 | 3 | May 2026 | 11 | 5 |
| Dec 2025 | 7 | 5 | Jun 2026 | 11 | 6 |
| Jan 2026 | 4 | 3 | Jul 2026 | 12 | 4 |
| Feb 2026 | 3 | 5 | Aug 2026 | 9 | 3 |
| Mar 2026 | 12 | 5 | Sep 2026 | 12 | 7 |
| Apr 2026 | 9 | 1 | — | — | — |
RPR's Total Sales & Active Listings chart covers 11 months this cycle (Nov 2025–Sep 2026). Active listings are end-of-month snapshots. Little Silver has never had more than 12 single-family homes for sale at month-end during this period; September's 7 closings are the most in the 11-month window. Closed sales figures may be revised as we record late transactions.
Sample of Closed Single-Family Transactions — September–October 2026
Median closed price from this sample: $1,339,000. Median $/sqft: $542. Median days on market: 22. Three sold above ask, four below, and three had no reported ratio — every sale within two weeks went at or over list.
| Property | Closed Price | $/sqft | Sqft | DOM | List: Sale / Note |
|---|---|---|---|---|---|
| 52 Silverwhite Rd 3/3 • 1,956 sqft • Built 1962 |
$1,086,000 | $555 | 1,956 | 65 | ↓ 9.12% — largest discount in sample |
| 27 Circle Ln 3/3 • 2,044 sqft • Built 1963 |
$1,375,000 | $673 | 2,044 | 42 | ↓ 1.72% — highest $/sqft in sample |
| 94 N Mitchell Pl 5/6 • 5,270 sqft • Built 1990 |
$2,599,000 | $493 | 5,270 | 22 | No ratio reported — highest price in sample |
| 47 Monroe Ave 4/3 • 2,200 sqft • Built 2014 |
$1,475,000 | $670 | 2,200 | 3 | No ratio reported — fastest sale in sample |
| 100 Little Silver Pkwy* 3/2 • 1,764 sqft • Built 1968 |
$949,000 | $538 | 1,764 | 14 | ↑ 5.56% — over ask in 14 days |
| 573 Prospect Ave* 4/3 • 4,472 sqft • Built 2009 |
$2,220,000 | $496 | 4,472 | 13 | ↑ 0.91% — over ask in 13 days |
| 89 N Mitchell Pl* 6/5 • 4,183 sqft • Built 1989 |
$2,125,000 | $508 | 4,183 | 73 | ↓ 2.3% — longest market time in sample |
| 457 Branch Ave* 2/2 • 1,315 sqft • Built 1946 |
$806,500 | $613 | 1,315 | 7 | ↑ 11.4% — biggest premium in sample |
| 555 Branch Ave* 3/1 • 1,464 sqft • Built 1932 |
$780,000 | $533 | 1,464 | 41 | ↓ 2.38% — same street, very different result |
| 26 Rustic Ter* 4/3 • 2,356 sqft • Built 1962 |
$1,303,000 | $546 | 2,356 | — | Public record sale; no list data |
Source: RPR Market Activity report / MLS, pulled 11/3/2026. Closed dates 9/14/2026–10/30/2026 — the 10 most recent single-family closings at the time of the pull. *Six of these closed in September and are part of the month's official figures; the other four closed in October. All 10 are inside the Borough of Little Silver per RPR's map. Sample medians for days on market exclude the entry without that data. List-to-sale ratio as reported by RPR. $/sqft based on living area reported in MLS.
Frequently Asked Questions
What is the median single-family home price in Little Silver right now?
Little Silver's median estimated single-family home value is $1,364,550, up 15.66% year over year. The median sold price for September 2026 was $949,000, but that rests on just seven closings, spread from under $800,000 to over $2 million. The 10 most recent closings had a median price of $1,339,000, and homes currently for sale carry a median list price of $1,524,000.
How long does it take to sell a single-family home in Little Silver?
Single-family homes in Little Silver sold in a median of 18 days in September 2026, up from 14 in August. Well-priced homes move much faster: 47 Monroe Ave sold in 3 days and 457 Branch Ave in 7 days at 11.4% over ask. Homes that miss on price sit longer — 89 N Mitchell Pl took 73 days and 52 Silverwhite Rd took 65 days, and both sold under list.
Are single-family homes in Little Silver selling over asking price?
On average, yes. The list-to-sale ratio in September 2026 was 102.97%, up from about 99.5% in August and above the county's 100.73%. Results vary widely by listing: in the 10 most recent closings, every home that sold within two weeks went at or above list, led by 457 Branch Ave at 11.4% over, while every home that took more than 40 days sold below.
Is it a seller's or buyer's market for single-family homes in Little Silver?
It's a seller's market. Little Silver has 2.4 months of supply — under the 3-month balanced-market threshold — with 12 single-family homes for sale and 8 under contract at the end of September. Supply is gradually rising: it's up 6.7% from August and 37.1% from a year ago. Sellers still hold the advantage, but buyers have more choice than they did a year ago.
How much have single-family home values increased in Little Silver?
Little Silver's median estimated single-family home value has risen 15.66% over the past 12 months and 35.64% over three years, from $1,006,000 to $1,364,550 — a gain of about $358,550. That 12-month gain is the strongest of any market in our coverage area and about three times Monmouth County's 5.08%. The estimate dipped 2.05% in October, the first decline after a strong summer.
What is a good price per square foot for a single-family home in Little Silver?
In September 2026, new Little Silver single-family listings came to market at a median of $640 per square foot, active listings sat at $621, and homes going under contract carried a median list price of $659 per square foot. The 10 most recent closings had a median of $542 per square foot, ranging from $493 for a 5,270-square-foot home to $673. Price per square foot is a useful benchmark, never a substitute for a full comparative market analysis.
What is the housing market like in Little Silver in fall 2026?
Little Silver is a strong seller's market with the fastest appreciation in our coverage area. September brought seven closings, the most in a year, at 102.97% of list in a median of 18 days, and values are up 15.66% from a year ago. Inventory is edging up to 12 homes for sale, and homes under contract carry a $1,487,000 median list price, pointing to higher-priced closings in October.
Know What Your Little Silver Home Is Worth
Little Silver values are up more than $180,000 in a year — and this month, two homes on the same street sold nearly 14 points apart on list-to-sale. Getting the price right matters more than ever. Ryan Skove has closed over 750 transactions and $500M in Monmouth County real estate — and knows exactly where your home lands in this data.
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