Skove Real Estate Team • eXp Realty • Red Bank, NJ • NJShoreRealtors.com
Little Silver Single-Family Home Market Report
Little Silver remains a firm Seller's Market heading into late summer 2026. Homes are moving fast — a median of just 11 days in RPR, down 26.67% from June — and selling well above asking, with a sold-to-list ratio of 110.9%. Median estimated home value sits at $1,318,980, up 12.83% over the past 12 months and up 19.42% over three years, among the steadiest appreciation trends in this report series. The one shift worth watching: months of supply has jumped to 3.25, up 132.1% from roughly 1.4 months a year ago — still tight, but a meaningfully looser market than Little Silver has seen in some time.
Data source: Realtors Property Resource (RPR), July 31, 2026. Single-Family Residence only, Little Silver, NJ.
Why Single-Family Data — and Small Sample Sizes — Matter Here
Little Silver is a small town, and its blended countywide comparisons undercount what's actually happening in this specific market, same as every town in this series. Only 4 single-family homes closed here in July, and of those, just 1 met this report's $650K+/3+ bedroom sample filter used to illustrate individual comps. Read the trends — the 12- and 36-month value changes, the sold-to-list ratio, the pace of sales — as the reliable signal, not any single month's exact dollar figure.
Key Market Statistics — July 2026 (Single-Family Residence)
| Metric | July 2026 | June 2026 | Month-over-Month |
|---|---|---|---|
| Median Sold Price (SFR) | $1,350,000 | $1,412,500 | ↓ 4.42%* |
| Median Estimated Home Value | $1,318,980 | $1,284,330 | ↑ 2.70% |
| Median Active List Price | $1,575,000 | $1,545,000 | ↑ 1.94% |
| Median Days in RPR (Sold) | 11 days | ~15 days | ↓ 26.67% (faster) |
| Sold-to-List Price Ratio | 110.9% | ~108.3% | ↑ 2.44% |
| Months of Supply | 3.25 months | ~3.00 months | ↑ 8.33% • ↑132.1% over 12 months |
| Active SFR Listings (Little Silver) | 13 | ~12 | ↑ 8.3% |
| Closed Sales (July 2026) | 4 | ~6 | ↓ 33.3%* |
| New Listings (July 2026) | 9 | ~3 | ↑ 200% |
| New Pending (July 2026) | 7 | ~7 | 0% |
| Median Closed $/sqft | $622/sqft | ~$822/sqft | ↓ 24.3%* |
| 12-Month Value Change | ↑12.83% • $1,169,000 → $1,318,980 • +$149,980 | ||
| 36-Month Value Change | +19.42% • $1,104,530 → $1,318,980 • +$214,450 | ||
*Every row built from this month's 4 closings carries real sample-size risk — a single unusually large or small sale can move these numbers substantially. June comparison figures marked "~" are calculated from RPR's own reported month-over-month percentages. Source: Realtors Property Resource (RPR), July 31, 2026. Estimated values are model-generated, not formal appraisals.
Market Analysis — What the Numbers Mean
For single-family sellers:
The fundamentals are still squarely in your favor: an 11-day median time in RPR and a 110.9% sold-to-list ratio mean well-priced homes are moving quickly and closing above asking. But the 132% year-over-year jump in months of supply is a real signal — buyers have more to choose from than they did a year ago, and that additional competition among listings means precise, data-driven pricing matters more now than it did when inventory was scarcer. The window to price aggressively and still draw a bidding war hasn't closed, but it's narrowing.
For single-family buyers:
Little Silver is still a competitive market — the sold-to-list ratio confirms most homes are still selling over ask — but the growing inventory (13 active listings, up from a far tighter base a year ago) means more selection than buyers have had recently. Coming in with a strong, well-supported offer is still necessary here, but you're no longer choosing from a nearly empty shelf.
The PSA perspective on this month's thin closing sample:
Only 4 single-family homes closed in Little Silver in July, and just 1 of those met this report's $650K+/3+ bedroom filter for individual comps. That's a small enough sample that this month's exact percentages — the 4.42% sold-price dip, the 24.3% drop in median $/sqft — likely say more about which specific homes happened to close than about any genuine shift in value. The 12- and 36-month value trends, both drawn from the full inventory rather than a handful of closings, are the more trustworthy read on where this market actually stands.
Mansion Tax Note: For transactions at or above $1,000,001 — and Little Silver's median sold price puts most of its closings in this range — New Jersey's Mansion Tax (P.L. 2025, c. 69, effective July 10, 2025) is a graduated seller-paid rate: 1% from $1M–$2M, 2% from $2M–$2.5M, 2.5% from $2.5M–$3M, 3% from $3M–$3.5M, and 3.5% above $3.5M — applied to the full purchase price. This month's closing at 310 Branch Ave ($1,165,000) lands in the 1% bracket, for a seller obligation of roughly $11,650. With an active listing at 89 N Mitchell Pl asking $2,175,000 — which would fall in the 2% bracket if it closes near list — sellers at the higher end of Little Silver's price range should model their specific bracket well before listing.
3-Year Price Trend — Single-Family Residence
Little Silver SFR median values at multiple time horizons — Source: RPR, 7/31/2026
| Metric | Current (Jul 2026) | 12 Months Ago | Change | 36 Months Ago | Change |
|---|---|---|---|---|---|
| Median Est. Home Value | $1,318,980 | $1,169,000 | +12.83% | $1,104,530 | +19.42% |
| Median Sold Price | $1,350,000 | Not reported* | — | $785,000 | +71.97% |
*RPR's own Market Snapshot did not report a 12-month-ago Median Sold Price figure for Little Silver this cycle, likely due to a data gap in that specific prior-year month rather than an actual absence of sales — it is omitted here rather than estimated. The Median Est. Home Value row draws on the full inventory rather than a handful of closings and is the more trustworthy trend of the two. Median List Price's 24- and 36-month figures are omitted entirely — RPR's own data shows Little Silver list price more than doubling from a flat $699,000 baseline that held for two straight years, consistent with a change in RPR's list-price data source in mid-2024 rather than an apples-to-apples market comparison. Source: Realtors Property Resource (RPR) Market Snapshot, 7/31/2026.
Monthly Sales Activity — Single-Family (Last 12 Months)
Active listings vs. closed sales volume, Little Silver SFR. Source: RPR MLS data, 7/31/2026.
| Month | Active Listings | Closed Sales | Month | Active Listings | Closed Sales |
|---|---|---|---|---|---|
| Aug 2025 | 6 | 1 | Feb 2026 | 3 | 5 |
| Sep 2025 | 7 | 3 | Mar 2026 | 12 | 5 |
| Oct 2025 | 7 | 4 | Apr 2026 | 9 | 1 |
| Nov 2025 | 9 | 3 | May 2026 | 11 | 5 |
| Dec 2025 | 7 | 5 | Jun 2026 | 12 | 6 |
| Jan 2026 | 4 | 3 | Jul 2026 | 13 | 4 |
Sourced from RPR's Total Sales & Active Listings chart series for Little Silver — this reflects active inventory at month-end against that month's closings, not new listings entering the market. Active listings have climbed steadily since spring, consistent with the months-of-supply increase noted above, while closed volume has stayed in a fairly narrow 1–6 range all year given the town's small size.
Sample of Closed Single-Family Transactions — July 2026
Only 1 closing in Little Silver this month met the $650K+/3+ bed sample filter, out of 4 total July closings tracked for this town. With a sample this small, treat this as a single illustrative example, not a statistically reliable market summary.
| Property | Closed Price | $/sqft | Sqft | Days in RPR | List:Sold / Note |
|---|---|---|---|---|---|
| 310 Branch Ave 4/2 • 2,482 sqft • Built 1922 |
$1,165,000 | $469 | 2,482 | 41 | ↑ 5.92% — sold over ask, 41 days |
Source: RPR Market Activity report / MLS. Closed date 7/14/2026. List:Sold ratio as reported by RPR. $/sqft based on living area reported in MLS.
Frequently Asked Questions
What is the median single-family home price in Little Silver right now?
The median sold price for a single-family home in Little Silver as of July 2026 is $1,350,000, though only 4 single-family homes closed in Little Silver in July, so treat the exact figure with some caution. The median estimated home value, based on the full inventory rather than a handful of closings, is $1,318,980 — up 12.83% over the past 12 months. Active listings this month ranged from $799,000 to $1,750,000, with a median list price of $1,575,000.
How long does it take to sell a single-family home in Little Silver?
Single-family homes in Little Silver had a median of 11 days in RPR as of July 2026 — down 26.67% from June, meaning homes are moving faster than they were the prior month. That is among the quickest paces in this report series and reflects a market that continues to favor sellers.
Are single-family homes in Little Silver selling over or under asking price?
On average, over. Little Silver's sold-to-list ratio is 110.9% for July 2026, up from roughly 108.3% in June, meaning closed sales are landing nearly 11% above asking price. The one closed transaction that met this report's sample filter, at 310 Branch Ave, sold 5.92% over its list price.
Is it a seller's or buyer's market for single-family homes in Little Silver?
RPR's own market gauge places Little Silver in Seller's Market territory for July 2026. Months of supply sits at 3.25 — tight by historical standards, though up sharply, 132.1%, from roughly 1.4 months a year ago. Combined with an above-100% sold-to-list ratio and a fast, 11-day median time in RPR, sellers continue to hold the advantage here, even as available inventory has grown meaningfully over the past year.
How much have single-family home values increased in Little Silver?
Little Silver's median estimated single-family home value is up 12.83% over the past 12 months, from $1,169,000 to $1,318,980. Zoom out further and the trend holds: values are up 19.42% over the past three years, from $1,104,530 to today's figure. Little Silver has posted some of the steadiest, strongest appreciation of any town in this report series.
What is a good price per square foot for a single-family home in Little Silver?
Based on July 2026 closed transactions, the median price per square foot for single-family homes in Little Silver is $622. Active listings this month ran a median of $599/sqft, new listings entered at a median of $635/sqft, and pending sales are trending highest at $647/sqft — a pattern that suggests buyers are willing to pay a premium to get a deal under contract in this market.
What is the housing market like in Little Silver in late summer 2026?
Little Silver in late summer 2026 remains a firm seller's market: homes are moving in 11 days, selling nearly 11% over asking on average, and estimated values are up double digits year-over-year. The one meaningful shift worth watching is inventory — months of supply has more than doubled over the past 12 months, which could ease some of the competitive pressure buyers have faced if the trend continues. For now, well-priced homes are still moving quickly and selling above ask.
Know What Your Little Silver Home Is Actually Worth
Little Silver is still rewarding well-priced homes with fast sales and offers over asking — but with inventory more than double what it was a year ago, precise pricing matters more than it has in a while. Ryan Skove has closed over 750 transactions and $500M in Monmouth County real estate, and can tell you exactly where your home stands in today's market.
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